Episode 105: The Real Adviser Podcast Going directly authorised is one of the most searched topics amongst advisers thinking about independence. It is also one of the most misunderstood. We have spoken about it on the podcast before, in passing, in the context of other conversations. This episode...

Every year, when PI renewal comes around, we work through the same page. Have you recommended structured products? Geared or leveraged investments? Tax mitigation schemes such as VCT, EIS, or BPR? Peer-to-peer lending? Traded life policies? Absolute return funds? Sixteen categories in total. And ...

What we talked about this week (and why it matters) Some episodes cover one big idea. Episode 103 covered about six of them. Here is what stuck with us.   The pension consolidation case just changed For years, the argument for consolidating pension pots was straightforward: lower charges, simpler...

Episode 102 covered a lot of ground. Here are the highlights.   The public culture and the private culture James Barden has spent 20 years placing financial planners. He works exclusively with firms doing proper financial planning: strong recurring income models, clear client propositions, advise...

The surest thing in the room is usually the most dangerous. That was the thread running through episode 99. Three different topics, three different asset classes, three different decades. The same story underneath all of them.   The sure thing that wasn't Carl brought two stories from Ireland tha...